Tax Credits

You may be eligible for extra refund of tax money if you have at least one child and earn less than roughly $35,000 per year. This is an "earned income tax credit" that most people are not even aware of. The tax credits may be substantial; as much as $4,500 for those with two or more qualified children.

Don’t let the government keep this money. It is there for you if you qualify. We can show you how to get some of it in advance on your paychecks today and throughout the year, and collect the balance when you file your next tax return.

 

Drugs

The FREE Discount Drug Card is for everyone whether you have medical insurance or not. Tell all your families and friends to print their own FREE ID card and present it to the pharmacist to get the 25%-80% discount.

For certain generic drugs, Target and Walmart are offering you a $ 4 per prescription cost. Again, this is available to everyone whether you have medical insurance or not.

For those who have no medical insurance or under insured with no drug coverage, there are many sponsoring programs and pharmaceutical companies that are making available maintenance brand name drugs at essentially no cost except for small processing fees. We can help you apply for them.

 

Dental

The dental discount plan we are offering is the finest available with deep discounts with one of the largest network of Dentist in the nation. The discounts are almost equivalent to having benefits of a full group dental insurance plan. The plan is available to everyone and very affordable at $11.95 per month per family. There are no deductibles or yearly maximums, and no restrictions how often you can use the plan.

 

Medical

Having a Board Certified Medical Doctor available 24 hours a day to talk to is very important. Our Doctor On Call service is available to everyone whether you have medical insurance or not and very affordable at $8.50 per month per family. If you have questions about your health, nutrition, drugs, medical condition, need a second opinion, traveling to a foreign country, and many other concerns, just call a doctor.

Medical insurance plans vary all over the board with different states and counties. There may be medical plans available for your children thru your county of resident or state if you are a low income worker at very low cost because the plans are subsidized by tax dollars. We can help you explore the possibility to see if you qualify.

Plans that are more affordable and appropriate are ones with higher deductible, with little to no drug coverage, and with little to no coverage for office visits. Major medical coverage is what is needed for catastrophic illness or injury. The day to day medical care with office visits and lab test can be paid for by your self. We can show these types of plans which are much lower in cost.

We also have limited medical plans that are guarantee issue no matter what your health condition and are very affordable. These plans provide basic coverage and are not meant to be a replacement for a major medical plan.

 

Cancer, Serious Illness & Accidents

Caring for aging parents and seniors is becoming more and more difficult when we are working full-time to provide food and clothing for our families. Many of the parents are home alone and may need help when sudden illness or an accident occurs. It would be comforting to know if someone could watch over them throughout the day while we are away.

The Medical Alarm System and Connect Live Monitoring Service is great solution and service. A push of a button when an emergency occurs could save their lives as Emergency Medical Services could be dispatched immediately if needed and you could be notified as well. The cost for this service is well worth it at $29.95 per month and the monitoring equipment is free and shipped free to you.

Aflac offers an insurance plan that pays you money when you are diagnosed and begin receiving treatment for a serious illness including cancer. This money comes in handy as you are free to use this money any way you want. The money is available to you whether you are covered by a medical insurance plan or not.

This plan is one of the key policies that Aflac offers.

In addition, Aflac offers a policy that will pay you money for medical treatment after an injury or accident. These policies are available to everyone with very little underwriting and are very affordable.

 

Legal

With so much legal and identity theft issues in today’s everyday living, having access to a lawyer or credit monitoring service is another important coverage or service to protect our families. We cannot afford to be without the advice of a lawyer.

The legal plan we are offering is very affordable, and can give you needed advice by telephone, reviews of documents before signing, writing of a letter on your behalf, and much much more.

Legal professionals will help you restore your identity if it happens to you.

All this for a low monthly cost from $17.00, or $26.95 per month if you include Identity Theft coverage.

 

Final Expense Needs

Pre-Need planning is designed to cover the costs associated with end-of-life expenses including funeral expenses, medical bills, and other obligations that may occur when a loved one dies. The Forethought Life Insurance Company we have chosen will provide you with the needed coverage. They are unique and thus differentiate themselves from other final expense programs.

With one call to Forethought Life you can reach staff professional that can assist with end-of-life subjects, assistance and guidance in making decisions on end-of-life needs and planning tools to make it easier on those you love.

They will provide you access with a click of your mouse to the largest end-of-life assistance network of over 5,000 Funeral Planning Network partners. Upon death when funds are needed quickly, Forethought Life will provide the beneficiary the full policy amount within 48 hours.